promissory note sample pdf 9 Reliable Sources To Learn About Promissory Note Sample Pdf

If you’re lending to a about or friend, you’ll appetite to ability a accounting agreement. This sample promissory agenda (also accessible in Microsoft Word, PDF and apparent argument downloadable files) spells out how and back you are to be paid, and what happens if the borrower doesn’t accord the loan. Scroll to the basal for a bare claim agenda that you can ample in.

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Having a agenda won’t agreement you’ll be repaid, but it does advice bright up ambiguities and serves as affirmation if you anytime adjudge to booty the borrower to court.


$________(AMOUNT)                                              __________________(DATE)

            FOR VALUE RECEIVED, the undersigned, (the “Maker”), hereby promises to pay to the adjustment of ____________________ (LENDER NAME) (“Payee”), the arch sum of $ ____________ pursuant to the agreement and altitude set alternating herein.

            PAYMENT OF PRINCIPAL.  The arch bulk of this Promissory Agenda (the “Note”) and any accrued but contributed absorption shall be due and payable in ____________ (NUMBER OF PAYMENTS) (CIRCLE ONE: according account installments / according annual installments / payments as declared below) alpha ___________________ (DATE OF FIRST PAYMENT).  All payments beneath this Agenda shall be activated aboriginal to accrued but contributed interest, and abutting to outstanding principal.  If not eventually paid, the absolute actual acknowledgment (including accrued interest) shall be due and payable on _________________ (DATE OF FINAL PAYMENT).

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            INTEREST.  This Agenda shall buck interest, circuitous annually, at _________ (ANNUAL INTEREST RATE) percent.

            PREPAYMENT.  The Maker shall accept the appropriate at any time and from time to time to prepay this Agenda in accomplished or in allotment after exceptional or penalty.

            REMEDIES.  No adjournment or blank on allotment of the holder of this Agenda in appliance any appropriate hereunder shall accomplish as a abandonment of any such appropriate or of any added appropriate of such holder, nor shall any delay, blank or abandonment on any one break be accounted a bar to or abandonment of the aforementioned or any added appropriate on any approaching occasion.  The rights and remedies of the Payee shall be accumulative and may be pursued singly, successively, or together, in the sole acumen of the Payee.

            EVENTS OF ACCELERATION.  The accident of any of the afterward shall aggregate an “Event of Acceleration” by Maker beneath this Note:

            (a)        Maker’s abortion to pay any allotment of the arch or absorption as and back due beneath this Note; or

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            (b)        Maker’s acceptable bankrupt or not advantageous its debts as they become due.

            ACCELERATION.  Aloft the accident of an Accident of Dispatch beneath this Note, and in accession to any added rights and remedies that Payee may have, Payee shall accept the right, at its sole and absolute option, to acknowledge this Agenda anon due and payable. 

            SUBORDINATION.  The Maker’s obligations beneath this Promissory Agenda are subordinated to all indebtedness, if any, of Maker, to any different third affair lender to the admeasurement such acknowledgment is outstanding on the date of this Agenda and such ascendancy is appropriate beneath the accommodation abstracts accouterment for such indebtedness.

            WAIVERS BY MAKER.  All parties to this Agenda including Maker and any sureties, endorsers, and guarantors hereby abandon protest, presentment, apprehension of dishonor, and apprehension of dispatch of ability and accede to abide to abide apprenticed for the acquittal of principal, absorption and all added sums due beneath this Agenda admitting any change or changes by way of release, surrender, exchange, modification or barter of any aegis for this Agenda or by way of any addendum or extensions of time for the acquittal of arch and interest; and all such parties abandon all and every affectionate of apprehension of such change or changes and accede that the aforementioned may be fabricated after apprehension or accord of any of them. 

Story Continues

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            EXPENSES.  In the accident any acquittal beneath this Agenda is not paid back due, the Maker agrees to pay, in accession to the arch and absorption hereunder, reasonable attorneys’ fees not beyond a sum according to 15% of the again outstanding antithesis attributable on the Note, additional all added reasonable costs incurred by Payee in appliance any of its rights and remedies aloft default.

            GOVERNING LAW.  This Agenda shall be absolute by, and construed in accordance with, the laws of the State of ___________________ (STATE NAME).

            SUCCESSORS.  All of the aloft is the affiance of Maker and shall bind Maker and Maker’s successors, brood and assigns; provided, however, that Maker may not accredit any of its rights or agent any of its obligations hereunder after the above-mentioned accounting accord of the holder of this Note.

            IN WITNESS WHEREOF, Maker has accomplished this Promissory Agenda as of the day and year aboriginal aloft written.

Maker:____________________________  (BORROWER SIGNATURE)

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_____________________________ (BORROWER NAME)

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