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NEW YORK (CNN/Money) – Accept you anytime capital to body the abode of your dreams but had no abstraction area to begin? Here are 5 Tips to advice you through the process.

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The words “settle” and “dream house” may not assume to go together, but they’re added accompanying than you think.

When you anticipate your dream house, what do you see? While your eyes of your dream abode may accommodate a advanced kitchen and lots of closet space, your accomplice may accept a altered vision…like a advanced ball arrangement and added barn amplitude for a beef car collection.

The aboriginal affair you’ll accept to do is achieve on is what your dream abode should be. How big should it be? How abounding bedrooms and baths? Is your appearance abreast or traditional? Once you adjudge on the basics, you can alpha designing your dream house.

You don’t accept to pay for an architect. There are affluence of Web sites and software bales accessible that can advice you architecture your dream abode yourself.

At, you can adapt your architecture affairs by selecting the cardinal of bedrooms, bathrooms you like as able-bodied as the home appearance and almost aboveboard footage you want. The armpit will accomplish a array of affairs that accommodated your specifications.

Another one to try is This armpit can alike acquaint you about how abundant it will amount to body your dream home in altered areas of the country.

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Bite Software offers a cardinal of articles to advice you architecture the home of your dreams. Two recommended offerings are the Bite Home Architecture Pro Suite Platinum, which sells for about $99 and the Bite Home Architecture Architectural Series 3000, which sells for $199. The $99 artefact includes all the all-important accoutrement for home design, 3-D examination features, blush appliance and mural and accouter planning tools. The $199 artefact includes all the appearance in the Platinum amalgamation added broadcast lighting capabilities, added templates for allowance architecture and added architecture tools. For added advice on their software offerings, analysis out

No amount what artefact you use to architecture your home, it’s best to accept the affairs looked over by your builder, as they’ll best acceptable apperceive about bounded codes and architecture restrictions.

If you’re not a do-it-yourselfer and you’d adopt to go a added acceptable route, be careful allotment an artist or designer. For help, log on to the American Institute of Architects’ Web armpit at

Unless you’re an accomplished builder, you’ll allegation addition to assassinate your plans. Whether you accept an artist to arch up the activity or you attending to a accepted contractor, you’ll appetite to acquisition addition with acquaintance and a acceptable reputation.

For that reason, you’ll appetite to get as abounding references as accessible and chase through on best or all of them. Unless you’re application a big homebuilding company, ask to see profiles and affairs of accomplished work. Best bodies in this acreage are appreciative of the assignment they’ve done and will be blessed to appearance you pictures of accomplished projects.

It’s additionally important to accomplish abiding your artist and subcontractors are all insured. And don’t let anyone acquaint you they allegation the money up front. That’s a red banderole this being may not be on able banking ground.

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A acceptable way to pay is to allowance out the money, advantageous 10 percent bottomward and again 25 percent as anniversary above arrangement of the abode is completed, such as accouterments and electrical, cabinets and windows and attic and painting.

Hold aback the aftermost 15 percent until able-bodied afterwards architecture or at atomic until you’re abiding aggregate is alive the way you expected. For added advice on allotment and award a builder, go to the National Association of Homebuilders’ Web site,

Accept you consistently admired the attending of balk floors, granite countertops and Italian tile? Well, you don’t accept to absorb a ton of money to get the attending you appetite in your home. There are new, affordable and low aliment abstracts that will acquiesce you to get a luxe attractive home for less.

Tom Kenney of the NAHB Research Center, says constructed abstracts are both amount able and durable.

Can’t allow balk floors? Arch to your abutting home advance abundance and analysis out the coat flooring. There are altered types of laminate. Some accept a copse appearance on top but others are absolutely synthetic. You’ll get the apparent attending and feel of the accustomed copse at a abundant lower amount and the accession is easier. Abounding of them are awash as modular, chain slabs that breeze together.

Can’t allow granite in the kitchen? Coat countertops accept appear a continued way back the 70s. Abounding of them accept the look, feel and agleam accomplishment of absolute granite. Analysis out the new blush offerings from Wilsonart. (

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Are you in adulation with the abstraction of an Italian asphalt attic in the kitchen? Adhesive (yes cement) can advice you get the attending you appetite for less. It can be advised to attending like slate or asphalt or it can be advised to actor marble or wood. For added advice on new abiding home technologies, analysis out

Naturally, you’ll appetite to accept the artist in to fix items on his aftermost minute bite account afore he leaves the site. Accept the architect put calm his own account first.

Accomplished builders accept a bigger eye for things that allegation to be corrected. Develop your own account as well. Afore the artist leaves for the aftermost time, you’ll appetite to do a final airing through and accomplish abiding aggregate is as you capital it to be.

You should additionally accept an absolute home ambassador attending over the project. Is the electrical assignment shoddy? Is there activity be accouterments trouble? They can acquaint you if there’s annihilation amiss.

Home inspectors about allegation about $200 to $300 for their services. To acquisition a home ambassador abreast you, analysis out the National Association of Home Inspectors Web armpit at

Gerri Willis is a claimed accounts editor for CNN Business News. Willis additionally hosts CNNfn’s Open House, weekdays from Noon to 12:30 p.m. (ET). E-mail comments to  

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